:root{--navy:#031f3b;--navy2:#092f54;--red:#ed1c2b;--ink:#071b34;--muted:#5c6878;--soft:#f3f6f9;--line:#dce3ea;--white:#fff}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--ink);line-height:1.45;background:#fff}a{color:inherit}.wrap{width:min(1240px,calc(100% - 48px));margin:auto}
.utility{height:32px;background:var(--navy);color:#fff;font-size:11px;letter-spacing:.16em}.utility .wrap{height:100%;display:flex;align-items:center;justify-content:space-between}.utility b,.tag b{color:var(--red)}.u-right{display:flex;gap:24px;letter-spacing:0}.u-right a{text-decoration:none}
.header{background:#fff;position:relative;z-index:50;box-shadow:0 2px 12px rgba(3,31,59,.08)}.nav{height:94px;display:flex;align-items:center;gap:28px}.logo{width:250px;height:72px;display:flex;align-items:center;flex:0 0 250px}.logo img{max-width:100%;max-height:100%;object-fit:contain;object-position:left center}.logo-light{display:none}.nav nav{margin-left:auto}.nav ul{list-style:none;display:flex;align-items:center;gap:28px;padding:0;margin:0}.nav nav a{text-decoration:none;font-size:13px;font-weight:900}.nav nav a:hover{color:var(--red)}.toggle{display:none}.btn{display:inline-flex;align-items:center;justify-content:center;min-height:50px;padding:0 24px;text-decoration:none;font-weight:900;border:0;border-radius:2px;cursor:pointer}.red{background:var(--red);color:#fff}.outline{border:1px solid rgba(255,255,255,.9);color:#fff}.white{background:#fff;color:var(--navy)}
/* Homepage header overlays the hero like the approved locked design — but remains real HTML. */
body.home .header{position:absolute;top:0;left:0;right:0;background:transparent;box-shadow:none;color:#fff}body.home .utility{background:rgba(3,31,59,.92)}body.home .logo-dark{display:none}body.home .logo-light{display:block}body.home .nav nav a{color:#fff}body.home .nav{border-bottom:1px solid rgba(255,255,255,.14)}
.hero{min-height:650px;position:relative;overflow:hidden;background:linear-gradient(90deg,#031f3b 0%,#031f3b 44%,#082b4c 100%);color:#fff;display:flex;align-items:center}.hero-photo{position:absolute;inset:0 0 0 37%;background-size:cover;background-position:center;z-index:0}.hero:after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,#031f3b 0%,rgba(3,31,59,.98) 28%,rgba(3,31,59,.79) 48%,rgba(3,31,59,.20) 70%,rgba(3,31,59,.02) 100%);z-index:1}.hero .wrap{position:relative;z-index:2}.hero-copy{max-width:640px;padding:76px 0 70px}.eyebrow{font-weight:950;color:var(--red);letter-spacing:.09em;margin:0 0 14px}.hero h1,.pagehead h1{font-size:clamp(50px,5vw,72px);line-height:.98;letter-spacing:-.035em;margin:0 0 22px}.hero h1 span,.pagehead h1 span,h2 span{color:var(--red)}.hero-copy>p:not(.eyebrow){font-size:18px;max-width:590px}.actions{display:flex;gap:14px;margin:28px 0}.hero-points{display:flex;gap:34px;flex-wrap:wrap;font-size:12px;font-weight:900}.hero-points span:before{content:"";display:inline-block;width:28px;height:3px;background:var(--red);vertical-align:middle;margin-right:9px}
body.home .hero{padding-top:126px;min-height:780px}.section{padding:74px 0}.section.alt{background:var(--soft)}h2{font-size:40px;line-height:1.05;margin:0 0 14px}.title-row{display:flex;justify-content:space-between;align-items:end;gap:20px}.title-row>a{color:var(--red);font-weight:900;text-decoration:none}
.service-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;margin-top:32px}.svc{border:1px solid var(--line);padding:0;text-decoration:none;background:#fff;overflow:hidden;box-shadow:0 8px 24px rgba(3,31,59,.07);transition:.2s}.svc:hover{transform:translateY(-4px);box-shadow:0 16px 30px rgba(3,31,59,.13)}.svc-img{width:100%;height:145px;object-fit:cover;display:block}.svc-body{padding:20px}.svc h3{font-size:18px;line-height:1.15;margin:0 0 10px}.svc p{color:var(--muted);font-size:14px;min-height:62px}.svc b{font-size:12px;color:var(--red)}
.duo{display:grid;grid-template-columns:1fr 1fr}.duo a{min-height:310px;background-size:cover;background-position:center;padding:52px 7vw;color:#fff;text-decoration:none}.duo h2{font-size:36px}.duo p{max-width:470px}.duo b{display:inline-block;background:#fff;color:var(--navy);padding:14px 18px;margin-top:10px}
.process{padding:64px 0;background:#fff}.process h2{text-align:center}.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:26px;margin-top:34px}.steps>div{position:relative;padding-left:48px}.steps b{position:absolute;left:0;top:0;background:var(--red);color:#fff;width:34px;height:34px;border-radius:50%;display:grid;place-items:center}.steps strong{display:block}.steps p{font-size:14px;color:var(--muted)}
.split{display:grid;grid-template-columns:1fr 1fr;gap:46px;align-items:center}.coverage-visual{height:360px;background:#071f3b;overflow:hidden;box-shadow:0 18px 40px rgba(3,31,59,.14)}.coverage-visual img{width:100%;height:100%;object-fit:cover;display:block}.cta{background:linear-gradient(90deg,var(--navy),var(--navy2));color:#fff;padding:50px 0}.cta .wrap{display:flex;justify-content:space-between;align-items:center}.cta h2{margin:0}
.pagehead{padding:100px 0;background:linear-gradient(120deg,var(--navy),var(--navy2));color:#fff}.pagehead p{max-width:700px;font-size:18px}.center{text-align:center}.lead{max-width:820px;margin:0 auto 30px;color:var(--muted);font-size:18px}.iconrow{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;margin-top:35px}.iconrow>div{padding:24px;text-align:center;border-right:1px solid var(--line);font-size:34px}.iconrow b,.iconrow small{display:block;font-size:13px;margin-top:8px}.photo-split{display:grid;grid-template-columns:1fr 1fr;background:var(--navy);color:#fff}.photo-split>div{padding:65px 8vw}.photo-split img{width:100%;height:100%;object-fit:cover;max-height:500px}.reference-strip{width:100%;margin-top:20px}.darkband{background:var(--navy);color:#fff;padding:22px 0}.darkband .iconrow{margin:0}.feature-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}.feature-grid article{border:1px solid var(--line);padding:26px;background:#fff;box-shadow:0 7px 20px rgba(3,31,59,.05)}.feature-grid h3{color:var(--navy)}.feature-grid p{color:var(--muted)}
.formwrap{display:grid;grid-template-columns:.8fr 1.2fr;gap:55px}.formwrap form{display:grid;grid-template-columns:1fr 1fr;gap:12px}.formwrap button{grid-column:1/-1}.formwrap input,.quote input,.quote textarea{border:1px solid #cfd8e2;padding:14px;font:inherit;width:100%}.quote{display:grid;grid-template-columns:1.25fr .75fr;gap:30px}.fields{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin:20px 0}.fields textarea{grid-column:1/-1;min-height:110px}.quote aside{background:var(--navy);color:#fff;padding:35px}.quote aside a{color:#fff}.phone{display:inline-block;background:var(--red);font-size:24px;font-weight:900;padding:12px;text-decoration:none}.notice{background:#e9f8ef;padding:12px;color:#166534}
.footer{background:#021a31;color:#d7e2ec;padding-top:50px}.footgrid{display:grid;grid-template-columns:1.2fr .8fr 1fr .8fr;gap:40px}.footlogo{width:230px;height:80px;object-fit:contain;object-position:left center}.footer h4{color:#fff}.footer a{color:#d7e2ec;text-decoration:none}.footer ul{list-style:none;padding:0;margin:0}.tag{text-align:center;letter-spacing:.18em}.legal{border-top:1px solid rgba(255,255,255,.13);margin-top:38px}.legal .wrap{display:flex;justify-content:space-between;padding:18px 0;font-size:12px}.legal strong{color:#fff}
@media(max-width:980px){body.home .header{position:relative;background:#fff;color:var(--ink)}body.home .utility{background:var(--navy)}body.home .logo-light{display:none}body.home .logo-dark{display:block}body.home .nav nav a{color:var(--ink)}body.home .hero{padding-top:0}.nav-cta{display:none}.toggle{display:block;margin-left:auto;background:var(--navy);color:#fff;border:0;padding:11px}.nav nav{display:none;position:absolute;top:126px;left:0;right:0;background:#fff;padding:20px}.nav nav.open{display:block}.nav ul{display:block}.nav li{padding:9px}.hero-photo{left:25%}.service-grid,.feature-grid{grid-template-columns:repeat(2,1fr)}.duo,.photo-split,.split,.quote,.formwrap{grid-template-columns:1fr}.footgrid{grid-template-columns:1fr 1fr}}
@media(max-width:640px){.wrap{width:min(100% - 30px,1240px)}.utility span:first-child{display:none}.utility .wrap{justify-content:center}.u-right a:last-child{display:none}.nav{height:76px}.logo{width:190px;height:58px;flex-basis:190px}.nav nav{top:108px}.hero{min-height:650px}.hero-photo{left:0;opacity:.44;background-position:58% center}.hero:after{background:linear-gradient(90deg,rgba(3,31,59,.96),rgba(3,31,59,.76))}.hero-copy{padding:58px 0}.hero h1,.pagehead h1{font-size:44px}.hero-points{display:none}.actions{display:grid}.service-grid,.feature-grid,.steps,.iconrow,.fields,.formwrap form{grid-template-columns:1fr}.duo{grid-template-columns:1fr}.title-row{display:block}.section{padding:55px 0}.cta .wrap{display:block}.cta .btn{margin-top:18px}.footgrid{grid-template-columns:1fr}.legal .wrap{display:block}.legal span{display:block;margin:5px 0}.fields textarea,.formwrap button{grid-column:auto}}

/* V5 visual corrections */
.primary-nav{position:relative}.primary-nav>ul>li{position:relative}.chev{font-size:13px;margin-left:3px}
.primary-nav .sub-menu{position:absolute;display:block;visibility:hidden;opacity:0;transform:translateY(8px);top:calc(100% + 18px);left:-18px;width:280px;background:#fff;padding:10px 0;box-shadow:0 18px 45px rgba(2,26,49,.22);border-top:4px solid var(--red);transition:.18s;z-index:100}
.primary-nav .sub-menu:before{content:"";position:absolute;left:0;right:0;top:-22px;height:22px}
.primary-nav .sub-menu li{display:block;padding:0}.primary-nav .sub-menu a{display:block;color:var(--ink)!important;padding:11px 18px;font-size:12px;border-bottom:1px solid #edf1f4}.primary-nav .sub-menu a:hover{background:#f5f7f9;color:var(--red)!important;padding-left:22px}
.primary-nav .has-sub:hover>.sub-menu,.primary-nav .has-sub:focus-within>.sub-menu{visibility:visible;opacity:1;transform:none}

/* Preserve approved composition. No cover zoom on the homepage visual. */
.hero-home .hero-photo{inset:0 0 0 36%;background-size:100% 100%;background-repeat:no-repeat;background-position:center}
.hero-home:after{background:linear-gradient(90deg,#031f3b 0%,rgba(3,31,59,.99) 31%,rgba(3,31,59,.88) 45%,rgba(3,31,59,.26) 66%,rgba(3,31,59,.02) 100%)}
.hero-inner{min-height:560px;background:var(--navy)}
.hero-inner .hero-photo{inset:0 0 0 48%;background-size:cover;background-position:center}
.hero-inner:after{background:linear-gradient(90deg,#031f3b 0%,#031f3b 40%,rgba(3,31,59,.82) 55%,rgba(3,31,59,.12) 100%)}
.hero-inner .hero-copy{padding:70px 0;max-width:650px}.hero-inner h1{font-size:clamp(46px,4.5vw,68px)}
.hero-inner .hero-photo:after{content:"";position:absolute;inset:0;box-shadow:inset 45px 0 70px rgba(3,31,59,.35)}
.section>.wrap>.title-row{margin-bottom:24px}
.feature-grid article{border-top:4px solid var(--red);min-height:190px}.feature-grid article:before{content:"";display:block;width:38px;height:3px;background:var(--navy);margin-bottom:18px}
body:not(.home) .section:nth-of-type(even){background:linear-gradient(180deg,#fff,#f6f8fa)}
body:not(.home) .process{background:#f4f7fa}
@media(max-width:980px){
 .primary-nav .sub-menu{position:static;visibility:visible;opacity:1;transform:none;width:auto;box-shadow:none;border-top:0;padding:0 0 0 14px;display:none}
 .primary-nav .has-sub.open>.sub-menu{display:block}
 .hero-home .hero-photo,.hero-inner .hero-photo{inset:0;opacity:.48;background-size:cover}
}